Chapter One  Bank Statement #1 Beginning Balance: $23,567.28 “Someone needs to write a book on how to love a man with a small dick,” Natalya was rambling the moment she saw me approaching the bar. “Is it possible to truly love a man with a dick the size of his thumb?” “Shh.” I looked around. “Why are you talking so loud, and who are you talking about?” I slipped onto the barstool next to her. “I am so disappointed and depressed.” She sipped her martini then slammed the glass back down so hard that the bartender shot her a “bitch, you break it you buy it” look. “What are you talking about?” I giggled off her dramatics. “There ought to be a law stating that when you meet a man he issues you a card with the exact measurements of his dick before you give him your number, or before he gives you his.” She sighed. “I’ve wasted the last six months of my life.” “Nick?” My jaw dropped. “Yes,” she rolled her eyes, “now known as two-inch dick Nick.” I laughed but quickly sympathized. “What happened?” “I finally gave in,” she said. “When?” I couldn’t believe my ears. Nick had been wining and dining Natalya for six months. He worshipped the ground she walked on. Sending her flowers once a week, cutting her lawn bi-weekly, making appointments for her, and picking up the bill for her monthly spa visits. He took her to Jamaica and not only respected the fact that she wanted separate rooms, he even paid for both rooms. He seemed to be the end all be all. Damn! “So Mr. Nick only has a grand in the bank, huh?” She looked at me like I missed the point. “I wish.” She turned towards me. “The man has insufficient funds in his dicking account.” She finished her martini in one large gulp; I grimaced while watching her. “His account is negative thirty-two dollars and seventy-eight cents.” “So what are you going to do?” I asked. “Sarai, I really don’t know. I’m so confused.” She motioned the bartender over. “I truly believe that he cares for me, but…” “But his account is in negative status.” I finished her sentence and looked up at the new bartender. I was used to being served by Tammy; it was always two for one on her shift. “I’ll have a Chocolatini please.” “Forget the martini, Jack.” She looked at his nametag. “I’ll have a double shot of tequila.” “My opinion is if the sex isn’t good everything else will fall out of line,” I continued. “Regardless to how good he looks in a suit, how passionate he kisses you, or how well he eats the cooty coo, he still can’t throw down when it really matters, so life would be a constant tease.” “I’m hating life right now.” “I told you to stop believing all of those stupid myths. Oh he’s tall, he wears a size seventeen shoe, and his fingers are long and fat.” I rolled my eyes. “All that shit ain’t true. He’ll have you wondering where’s the fuckin’ beef.” In the blink of an eye I thanked God that this wasn’t something that I had to worry about. I met Damian almost two years ago and my baby has a whopping ten grand in his account and didn’t mind investing it in my bank whenever I needed him to. “Damn.” She shook her head from side to side as though this was the worst thing that could ever happen to her. “I think I need to send out an e-mail,” I joked. “Too many women are fooled and brothas know exactly when they’re accounts are low in funds. That’s why they drive those fancy cars and spend their paychecks on cologne, clothing, and expensive shit. All of that is to compensate when they can’t penetrate.” I added, “They want us to fall for the presentation.” I found an example. “I bet P. Diddy has a small dick.” She pouted, “But I’m getting too old for this. I’m less than a week away from my thirtieth birthday and I’m still single, with no children and still no active sex life.” She sighed. “I really thought I had it going on with Nick, thought I had fallen for him, until last night.” She sounded like she wanted to cry. “I mean, am I stupid for freaking out because of this?” She tried to rationalize. “Shouldn’t I be looking at more than just the sex when it comes to a relationship?” “Okay, just calm down.” I tried to take her situation seriously, but I couldn’t believe that her urgent voicemail on my cellular to meet her at The Clevelander was about Nick’s dick. “Did he at least know what to do with his limited access pass?” I tried not to crack the smile hiding beneath. “I mean did he know how to work it?” “First of all, it wouldn’t even stay hard.” She rested her head on the bar like the world was coming to an end. “When he was holding it to put it in, his hand completely covered it. I mean his hand completely swallowed it up like a pig in a blanket.” a name="C17"> “Damn!” I frowned at the picture she was painting. What a waste of brown skin. “But he is so fine.” “I know, and he loves me,” she said. “So what do I do?” Why was she asking me? I’d be out. See ya! Good sex is like oxygen; if you don’t get enough of it you’re bound to do something stupid. “Well Nat, I think I’d just…” I was interrupted by an approaching voice. “Sarai and Nat, why in the world am I in a bar in the middle of the week?” For the first time I was happy to hear India’s high-pitched voice. “I hope she hasn’t told you what the emergency is yet.” She hugged us both, did the cheek-to-cheek kiss, and sat on the other side of the drama queen. “What’s with this urgent message business? I couldn’t even find a damn parking spot, and you know that I don’t like parking my baby just anywhere.” She shouted at the bartender like he was her hired servant. “A glass of Moet.” “Forget your puke colored Benz and its stupid parking spot.” Natalya grabbed the shot and swallowed it. “I’m in the midst of a crisis.” I looked at India and playfully smiled behind Nat’s back. “The sky is falling,” I said. Natalya looked at me glaringly. “Excuse the hell out of me Miss Dick for Days.” I joked, “Don’t get mad at me because I’m getting it good.” India held up her hands, “Whoa, will one of you please tell me what the heck is going on.” I shut up and let Natalya tell her story. She reminded us of how she met Nick (a financial advisor at her bank) and how he had just been picture perfect up until last night. She fell hard for him and all but wore out the batteries in her bedroom toy trying to play hard to get. Now look at what she got. A financial advisor, who drives a Jaguar, owns a three-bedroom home in Coconut Grove, a 100-foot yacht, and a dick like Mini Me. I chuckled as I listened to the gory details of Nat’s night. After four Chocolatinis the story got more and more hilarious. My side was hurting like it did when I was watching Martin Lawrence’s Runteldat. As you’ve already heard, my name is Sarai, pronounced Sa-rye, Emery. I’m twenty-seven years young and work as a radio personality, disc jockey, hostess, or whatever you choose to call it. I pay my bills by talking in-between songs from twelve midnight to five in the morning at WBIG, also known as BIG COUNTRY 104.5 in Miami, Florida. Why? Like I said, it pays the bills while I’m waiting for Tamara G., Supa Cindy, or Cheryl Mizell to slip up, then I’d be able to submit my resume to 99 Jamz. I’d love the opportunity to dance to hip-hop, rap, and reggae during my sets. Along with BIG COUNTRY, I also own two very small Internet based businesses, youplanmytrip.com and picnictogo.com. I moved to Miami eight years ago to attend Florida International University and would not ever move back to Dover, Delaware to save my life. There was nothing that I missed about Dover, nothing that I liked about Dover, and the only reason I still had ties to the town was because I still had a father. I met Natalya during my second year at FIU, where she and I had a psychology class together. I always thought she needed to do our studies on herself, but if you asked her, she had all the sense in the world, and then some. Nat was smart, ultra-sensitive, and generous enough to give you the bra off of her back if she wasn't worried about her breasts sagging. At twenty-nine years old she valued our friendship and loved teaching math at Northern Dade Middle School. Her dream was to be married and have two children before the age of thirty-five. However, because of her many failed relationships, her heart was naïve, fragile, and she had forgotten what having fun, love, and sex at the same time was like. Though she drifted off from time to time Natalya was my dearest friend. When I met her she had an idiot named Joseph. She let him run her around like a chicken with its head cut off. He didn’t have a job. But he didn’t need one; she paid for everything. Everything including his monthly car note. Error! Boy did Joseph hate me. In just three months I revolutionized Nat and she kicked him to the curb. Joseph then began looking for his own apartment and a nine to five, but he didn’t find one in time because his car was repossessed. Over the years I’ve seen Nat grow a backbone, but she’s still not where I’d like her to be. India was a new friend to both Nat and me. We met her at a book club that we joined a little less than two years ago. India was a sight for sore eyes. At six foot one inch, she weighed a whopping 120-pounds with a wet mink coat on her back, and her flawless professional weave job rivaled Toni Braxton and Lil’ Kim’s. She claimed that she didn’t get as many modeling jobs as she’d like because of her dark brown complexion, but I thought that it had a lot to do with her mind-set. Nobody wanted to work with a model with diva attitude and no experience. She didn’t have the name or credentials to prove that she was worthy. However, she did have the money. Days after learning of her pregnancy, her boyfriend of just ten months, police officer Andrew Covington, took out not just one or two, but three million dollar life insurance polices listing her as the sole beneficiary. When she was three and a half months pregnant he was killed when a gunfight broke out at a Carol City nightclub where he was working overtime as security. Two weeks after the funeral she had an abortion, stating that having the child would be too painful. I guess having $3 million was worth the haunting memories of that day in the doctor’s office. Ever since, she’s been living out her dreams: new cars, a house, trips, clothing, and parties. You name it and she had the money for it. Unfortunately, money couldn’t buy her love. Since Andrew’s death that was still the one thing she’s always been lacking. “You know what, Nat?” India got more talkative after a few drinks. “I say, fuck a big dick.” “That’s what I do, and I like it,” I joked. “No you idiot.” She explained. “I don’t mean it that way. Fuck, okay maybe that was the wrong word. Forget looking for a man with a big dick. If he has a big heart then everything else is gravy.” She pretended to be sentimental. “Life is too short to worry about simple things.” “Thanks India.” Nat smiled. She was very pleased with the fake answer. “That’s real girl, true love is worth more than any amount of dick or money in the world.” A tear was frozen on the edge of her eyelid. I wasn’t buying her sob story. I’d bet anything that she’d choose the $3 million rather than a resurrection of Andrew. I allowed the alcohol to speak through me like an evil spirit. “Are you really buying that?” I continued. “One of three things will happen. One, you’ll spend the rest of your life wondering what another man would’ve been like. Two, you’ll cheat on him and end up hurting both yourself and him. Or three, you’ll be one of those miserable old women that can’t stop fussing at everybody because you spent too damn long with a gentleman with a petite prick instead of a Mandingo brotha with da magic stick.” “It is not all about that Sarai,” India said. “It is all about that. Who wants a man that can’t cause any pain?” The liquor spoke up again. “Well, you ain’t getting none, so maybe she should take your advice.” Her eyes grew wide. “Don’t worry about me. I’m gets mine.” “From who?” Nat asked as she slapped her on the shoulder. “Wow, this is a shocker,” I added. India made a promise to Andrew’s ghost that she wouldn’t sleep with anyone for at least five years. “It’s a guy friend of mine, no one special.” Feeling the need to explain she said, “It was something that just happened. I feel terrible about it.” “Has it happened more than once?” I asked. “Yeah.” She blushed. “Oh hell,” Nat said. “Well, that didn’t just happen.” “Congratulations.” I held my glass up. “I knew that five-year shit wasn’t gonna hold up.” “Oh, ye of no faith.” She rolled her eyes. “I did go a year and eight months, thank you.” “That’s still not five years.” I was sarcastic. “So who is this guy?” She seemed nervous. “I don’t want to jinx anything.” “So how long have you been seeing him?” Nat asked. “We’ve been seeing each other over the past two months.” I was in shock. “And you’ve been keeping him a secret?” “I just don’t want to start talking about him yet, maybe it won’t turn out to be anything.” “Tell us something.” Nat was the nosiest. “Where did you meet him? How old is he? What does he do?” “Do you really care about that or do you want to know about his dick?” She smiled. I didn’t allow Nat a chance to answer. “Tell us about the dick account. Is it overdrawn, barely opened, does he have direct deposit, is he in the hundreds, thousands, or is the man a millionaire?” “Definitely in the thousands,” she blushed. We slapped hands. “I’m happy for you girl.” “I’m jealous of you, ya slut.” Nat smiled. India pushed her playfully. “Whatever.” “So, tell us, what’s his name, where did you meet him?” “We ran into each other and got better acquainted the night of Randy’s birthday party.” Nat tried to recall. “But I didn’t see you with anyone.” “It’s all about what you didn’t see,” India joked. “You would pick a party that I wasn’t in town to attend, huh?” She turned to me. “Oh, that’s right. You weren’t there.” “No, I was in country ass Nashville at a Tim McGraw concert.” Working for BIG COUNTRY had its perks. I traveled a lot, but it was always to attend country music concerts, parties, and clubs. Then I had to come back and hit the airwaves with a smile as I reported on how great it was. After those events were done I also found the first hip-hop club or concert and used my media pass to get my groove on properly. “Well, is this guy going to be at the party on Saturday?” I asked. “He might be there, we’ll see.” “That’s right, let’s talk about my party,” Nat said. We spent the next hour and a half ironing out the details for Nat’s party. Being the balla she was, India was picking up the tab. She gave us a $10,000 check and permission to do whatever we wanted. Of course we didn’t need that much, so we pocketed $2,500 each right off of the top and used the rest to throw a party that no one would soon forget. My share wasn’t actually pocketed; it was already spent. I used it to pay for my all-inclusive vacation next month. I needed a break from not just everything but also from everyone. I pretended to not pick up on Damian’s subtle clues to be invited. In fifteen days I’d be aboard a Bahmasair flight to Paradise Island in Nassau, Bahamas where I’d be staying at the world-renowned Atlantis Hotel.

India, Natalya, and I parted ways around nine, leaving me with only three hours free before having to be at work. I cruised down Ocean Drive; the beach wasn’t nearly as busy or live as it would be on Friday night because of the Memorial Day Hip-Hop weekend. My apartment was right across the Rickenbauker Causeway in Downtown Miami so getting home from South Beach was never more than a ten minute ride. I searched my parking garage for a space and couldn’t help but get excited when I saw Damian’s Hummer. I’m not sure if it was because he had been out of town, or because I’ve been talking about penises for hours, but chills ran through my body. I was so anxious that I nearly got electrocuted pressing the button for the eleventh floor so hard. I unlocked my apartment door with a Kool-Aid grin, but found the living room area empty. Miles Davis was blasting from the stereo, which meant that my man was in a good mood, the best mood, a sexual mood. I dropped my purse on the couch, watered my plants, kicked off my shoes, and lit a jarred candle. We have a large three-bedroom penthouse style apartment. One of the spare bedrooms was my home office, and the other was his. I tiptoed past them both and continued down the hallway leading to our bedroom. I slowly opened the door and saw him lying in the king-sized bed with our black satin sheets pulled up to his chest. Without him seeing me I quickly slid my hand down the wall to turn off the light. Startled, he sat up when the darkness hit him but when he saw me approaching with the candle his surprised look turned into a smile. He waved me over. He was on the phone. “Well, thanks for calling. I’ll definitely know something by tomorrow afternoon.” He continued to speak into the phone while he held his left hand out to me. “I’ll have all the details at the meeting.” I rested the candle on the nightstand and placed my hand in his warm hand. “Right, right.” He was trying to get rid of the caller. “Yeah, that’s right.” He paused. “Tomorrow. All right, have a good night.” I sat on the bed next to him. “Hi.” “Hi back at you.” He moved close to my face. “I missed you.” “I missed you more.” I squeezed his hand. He kissed me and then I realized just how much I did miss him. Damian was my lover, my best friend, and roommate for the past year; he was also an architect working on opening his own architectural firm. He stood at five eleven and weighed around 180 pounds. He keeps himself tight, and my favorite thing to see him in is his skin. “How was your trip?” “It was productive. I think we may have landed the deal to design the shopping center, but I’m not certain about the hospital.” He leaned back against the headboard. I removed my shirt and he smiled, but I wondered why he wasn’t helping. “So when will you know?” “By next Thursday, they’re still meeting with other firms.” He leaned over to the other side of the bed and placed the phone on the charger. I stood up and watched him not watch me as I pulled down my pants. Removing them slowly I hoped it would interest him; he looked but I could tell that he wasn’t into it. “Hey! What’s wrong?” I asked. He grimaced. “I’m sorry, I’m just a little tired.” I slid under the sheets next to him. “I’ll fix that.” I allowed my fingers to glide down his chest as I kissed him softly again and again on the lips then smiled. “I’ll give you something to be tired about.” My fingers moved from the smooth surface of his stomach to sliding around his abs like it was wrapped in lotion. I was confused. “What’s that?” I yanked the covers and saw the transparent fluid plastered like glue to his lower abdominal area. “Thanks a lot.” I rolled my eyes. “I’m sorry baby,” he said. “I didn’t know you were coming home right now. I thought you’d be gone until it was time for work.” He continued, “I couldn’t wait.” I blew out the candle. “Why couldn’t you wait?” I pulled away from him. “You’ve been out of town for a week. Why would you wait until you’re home to jack off?” I jumped up from the bed and headed towards the bathroom. “Sarai, I missed you. I came home and you weren’t here, but I smelled your perfume, saw your pictures and couldn’t wait, I got hard so I stroked.” He shouted as I walked away, “What’s the fuckin’ problem?” “You.” I turned and looked at him before I closed the bathroom door. “Yeah?” he yelled. “Well, fuck you too, then.” I bet the guys at the firm never heard him talk that way. Dwayne Cart was born and raised in the Bronx, New York. His dad was currently serving life in prison for the murder of his mother, a murder that happened right in front of him at the tender age of nine. From then until he was eighteen Dwayne was placed in a total of twelve different foster homes. An unruly, violent, and troubled soul, he found comfort in joining a gang. After numerous run-ins with the New York City Juvenile Crime System he used the streets to his advantage, selling enough drugs in high school to pay his own college tuition and have his name legally changed to Damian Carter. Though he traded in the streets of New York for the Sunshine State, Damian was still very much what I considered a thug. Moving south not only because of a job offer from The Steinbach Group, but also to be closer to the Jamaican and Colombian drug dealers that he’s befriended and had started conducting business with. Yes, it was safe to say that he lived a double life; it might even be safe to assume that he had multiple personalities at times. The president of the firm, William Steinbach, cherished him as a devoted, brilliant, young, and extremely skilled architect. But when he left the office he became Dwayne Cart, drowning in Sean Jean gear and strapped with a nine-millimeter pistol roaming the Miami streets in his white H2. The best thing about it was that Damian was sexy in a suit and even more attractive when he threw on his Tim’s and baggie jeans. Seconds after I turned the shower off I watched the door open through the fogged up shower door. “Why in the hell do you put me through this, Sarai?” he asked. I faced him through the door. “Can I have some privacy please?” “No.” He reached for the door. “Damian, I’m being serious.” I held the door shut and I tried not to smile. “Get out of here.” “No.” He sounded angry. “Why not?” He pushed the door open and grabbed my hands. “Not until you ride this dick.” Damn he knew how I liked it. He sat on the toilet and pulled me out of the tub and onto his lap. “Why do you put me through this, huh?” He smacked my butt. “One of these days I’m gonna hurt your ass with that playing hard to get shit.” My man knew me well. I rose and fell onto his thick nine inches in-between his sentences. “You know I just take this pussy when I want it.” I was melting; I loved to hear him talk that way, and he knew it. “I don’t have to ask for this, I don’t have to ask for shit. I take it.” I loved him. “You missed me?” “Yes,” I whimpered. “No you didn’t.” He smacked my wet ass again. “Yeah, yes I did.” “Then fuck me like you haven’t had dick in a week.” He took my breast into his mouth. I did exactly what he asked and after it was all said and done I had to take another shower, and he joined me. Damian knew that I liked dramatic sex, so at least twice a week I brought out the Dwayne in him to hit me with some thug passion. I like that New York gangsta’ to handle me like I stole some money from him or was giving away his drugs for free. He could read my moods and could decipher when to present me Dwayne or Damian; tonight was definitely the night that I had out an APB on Dwayne Cart. Once I hopped around putting on my jeans, boots, and a shirt, I checked my messages on my office line. I wrote down a few names and numbers, grabbed my keys and the cordless phone on the way to kiss him goodbye. “Baby, I’m leaving.” I entered his office. “Here is the phone.” I quickly went through the caller ID to see who called while I was out, or while we were busy. “India called?” I noticed her cellular number on the display. “Yeah, she called when I was on the phone with Rick.” “I had just left her out on the beach.” I was concerned. “Was she all right?” “She didn’t say that anything was wrong. She said that she had tried you on your cell but you didn’t pick up.” He was at his drafting table. I looked at my cell phone and saw that I did have a missed call. “I’ll call her on the way to work.” I put the phone on his desk and kissed him on the back of his bald head. “I love you boy.” He grabbed my hand and kissed it before I walked away. “I love you girl.” “It’s midnight,” I spoke into the microphone with a sexy bedroom voice, “is your lover next to you?” I always smiled during my opening. “If they’re not, then Sarah is here to give you a little something to hold on to.” The station manager, Richard “Country Ass” Motes, thought that Sarai Emery wasn’t “hick” enough for WBIG, so everyone at the station referred to me as Sarah or Sarah E. “I’m here to give you something that you can feel.” I giggled when I said it thinking of Natalya’s dilemma. “Let me ease your troubled mind.” I had a good ole’ boy set already lined up: Brooks & Dunn’s Till My Dyin’ Day, Trace Adkins’ Help Me Understand, Dwight Yoakam’s The Back of Your Hand, and Kenny Chesney’s On The Coast Of Somewhere Beautiful. By the time I made it home Damian was heading out of the door with his coffee in one hand, briefcase in the other, and a bunch of rolled up plans under his arm. I fixed his tie, gave him a quick smack on the lips then locked the door behind him. I caught up on much needed rest until one in the afternoon, then I mailed out two personalized picnic baskets that were ordered from my site, and then responded to the six queries to youplanmytrip.com. I ended the day with a profit of $117, and that was a record day. It was Thursday; I called Nat and discussed the details of her birthday party on Saturday night. Since we were spending India’s money we went all out. We reserved a private room at B.E.D., a nightclub/restaurant on Miami Beach. At B.E.D. all of the tables were actually king-sized beds; you sit and eat with your friends on huge beds draped in clean crisp white sheets and square white fluffy pillows. You had dinner in beds enclosed by silky sheer material draped from floor to ceiling and candles helped to provide a sexy and very romantic atmosphere. The private room that we reserved was designed to comfortably fit eighty people; we were expecting a total of seventy-eight people. For $4,000 it included ten beds decorated in our Mardi Gras Masquerade theme, an open bar, buffet appetizer, main course and desserts, and our own personal DJ. The “get your freak on” party gift bags ran us into $300. We used $200 on the games we decided we weren’t too old to play, $200 on prizes, and $200 on decorations. My favorite color was purple, Nat’s was yellow, and India’s was green. We bickered back and forth about the color of the decorations until Nat decided that we put them together; they were the Mardi Gras colors. Purple sheets were set to adorn the beds and green and yellow sheers would be falling from the ceiling. We asked the guests all to wear masks and even talked the chefs into creating a spicy New Orleans style feast for the party. We had enough beads to keep the party interesting and even planned on hanging poster sized pictures of topless women in the room; this was going to be a real Mardi Gras party. Saturday needed to hop a train to Miami; it was not coming fast enough for me.